Short-term Loan

Financial hardhsip situation

Enrolled students at the University of Zurich who are in a financial emergency situation can apply for an interest-free short-term loan.

Applications are usually processed within 2-3 working days. You must provide proof that there is an acute financial need through no fault of your own and that you can realistically repay your debt within 6 months.

Short-term loans are intended for bypassing pending payments (e.g. cantonal scholarships) and not for rehabilitating debt. Debt collection will be enforced if payment is not punctual.

Conditions for a short-term loan

  • Enrolment at the University of Zurich.
  • An acute financial hardship through no fault of your own.
  • Repayment within 6 months can be plausibly guaranteed.
  • Short-term loans are intended for bypassing pending payments (e.g. cantonal scholarships) and not for rehabilitating debt. Repayment will be pursued directly after the expiration of the agreed term.
  • A request is limited to CHF 6’000.–